Truth In Lending Department Information

***If this is your first time accessing this process, please contact Lisa Zaelit before proceeding. Phone # 801-581-3968.***


SELF CERTIFICATION FORM:

  • This form may be printed & completed by the student or the department may print and send the form with the promissory note.
  • The student must complete the Self Certification Form and return with the promissory note before the loan process can begin.
  • Once this form has been returned by the student it should be attached to the promissory note to be kept until the loan is paid in full.

Access the Self Certification Form here.

APPLICATION DISCLOSURE FORM:

The first disclosure must be provided on or with any application.

  • The department must complete the Application Disclosure Form and it should be attached to the application.
  • This completed form is to be sent to the student for them to keep.
  • The department should maintain documentation that they have sent the form to the student, until the loan is paid in full.

 

  • To complete the form:
    1. Use the Loan Calculator to input the current loan amount to be borrowed, interest rate, and term of the loan (the calculator uses years, but the form requires the loan term in months). Click “Calculate”. Loan Calculator
    2. Fill in the blue highlighted boxes on the form with the information from the Loan Calculator. (loan term in months)
    3. Print the form to send with the application.

Select Loan Type:

AMA/ERF Loan Program
ASUU Emergency Student Loan Joseph H Merrill Student Loan Program
Bill Rishel Loan Program Max Lewis Loan Program
Burroughs Pharmacy Loan Program Medical Pool Loan Program
Brundige Loan Program Nursing Faculty Loan Program
Christopher H Porter Student Loan Program Nursing Student Loan Program
Crane ROTC Loan Fund Philip R Myers Scholarship Loan Program
DUMKE Loan Program Primary Care Student Loan Program
Ensign Bickford Foundation Loan Program Robert W Johnson Loan Program
Fackrell Loan Program Ross-Dauncey Scholarship Loan Program
Gayle R Gordon Loan Program Student Accounts Receivable Loan
Health Professions Pharmacy Student Loan TFH Morton Loan Program
Hubbard Loan Program
Jackling Loan Program

APPROVAL DISCLOSURE FORM:

This disclosure must be provided before consummation or with any notice of approval provided to the student. If approval is mailed or provided electronically, the approval disclosure form must be included in the same manner. If approval is provided by telephone, the approval disclosure form must be mailed within three business days, and if approval is provided in person, the approval disclosure form should be provided at the same time. This disclosure also states that the student has thirty days to accept the loan and that the terms of the loan will not be changed during that time except for certain permissible changes in the interest rate or other terms.

  • The department must complete the Application Disclosure Form and it should be attached to the application.
  • This completed form is to be sent to the student for them to keep.
  • If the loan is maintained by the Financial Aid and Scholarships Office, it should be documented on their system that they have sent the form to the student.
  • If the loan is maintained by the department, the department should maintain documentation that they have sent the form to the student.

 

  • To complete the form:
    1. Fill in the Student’s Name and Address at the top of the form.
    2. Use the Loan Calculator to enter the loan amount, interest rate, and term of the loan (the calculator uses years, but the form requires the loan term in months). Click “Calculate”. Loan Calculator
    3. Fill in the blue highlighted boxes on the form with the information from the Loan Calculator. (loan term in months)
    4. Provide to the student by the appropriate method (see above).

Select Loan Type:

AMA/ERF Loan Program
ASUU Emergency Student Loan Joseph H Merrill Student Loan Program
Bill Rishel Loan Program Max Lewis Loan Program
Burroughs Pharmacy Loan Program Medical Pool Loan Program
Brundige Loan Program Nursing Faculty Loan Program
Christopher H Porter Student Loan Program Nursing Student Loan Program
Crane ROTC Loan Fund Philip R Myers Scholarship Loan Program
DUMKE Loan Program Primary Care Student Loan Program
Engisn Bickford Foundation Loan Program Robert W Johnson Loan Program
Fackrell Loan Program Ross-Dauncey Scholarship Loan Program
Gayle R Gordon Loan Program Student Accounts Receivable Loan
Health Professions Pharmacy Student Loan TFH Morton Loan Program
Hubbard Loan Program
Jackling Loan Program

FINAL RIGHT TO CANCEL DISCLOSURE FORM:

The final disclosure must be provided after the student accepts the loan to inform the student that they have the right to cancel the loan within three business days. It will also state that the loan proceeds will not be disbursed until the cancellation period expires.

  • The department must complete the Application Disclosure Form and it should be attached to the application.
  • This completed form is to be sent to the student for them to keep.
  • If the loan is maintained by the Financial Aid and Scholarships Office, it should be documented on their system that they have sent the form to the student.
  • If the loan is maintained by the department, the department should maintain documentation that they have sent the form to the student.
  • To complete the form:
    1. Fill in the Student’s Name and Address at the top of the form.
    2. Use the Loan Calculator to enter the loan amount, interest rate, and term of the loan (the calculator uses years, but the form requires the loan term in months). Click “Calculate”. Loan Calculator
    3. Fill in the blue highlighted boxes on the form with the information from the Loan Calculator. (loan term in months)
    4. Provide to the Student upon their acceptance of the loan.

Select Loan Type:

AMA/ERF Loan Program
ASUU Emergency Student Loan Joseph H Merrill Student Loan Program
Bill Rishel Loan Program Max Lewis Loan Program
Burroughs Pharmacy Loan Program Medical Pool Loan Program
Brundige Loan Program Nursing Faculty Loan Program
Christopher H Porter Student Loan Program Nursing Student Loan Program
Crane ROTC Loan Fund Philip R Myers Scholarship Loan Program
DUMKE Loan Program Primary Care Student Loan Program
Ensign Bickford Foundation Loan Program Robert W Johnson Loan Program
Fackrell Loan Program Ross-Dauncey Scholarship Loan Program
Gayle R Gordon Loan Program Student Accounts Receivable Loan
Health Professions Pharmacy Student Loan TFH Morton Loan Program
Hubbard Loan Program
Jackling Loan Program